When I still lived at home with my parents I went to see my grandparents often. After I moved away from my hometown I made it a point to call my grandparents at least weekly. This was when long distance phone calls could cost as much as a few dollarsContinue Reading

Dear Dave, Should you still pay debts that are in collections, even if they have been dropped from your credit report? The one in question is from 2011, and I assume it isn’t showing on the credit report anymore because it’s nine years old. Sam Dear Sam, There are twoContinue Reading

The price you pay when you lose a beloved animal is so steep that every time I lose one, I always say, “Never again.” I’ve written about this topic before, but after following the adventures of a friend of mine’s dog on Facebook for a number of years, the newsContinue Reading

The old joke when I worked as a country music DJ was that our station played both kinds of music – Country and Western. But today, I don’t even recognize what’s called, “Country Music.” Every “country” song I hear now has virtually the same lyrics about tailgates, dirt roads, drinkingContinue Reading

Dear Dave, We live in Colorado, and we need some advice on protecting our assets. My wife is a teacher, and I’m a nurse. We make around $180,000 a year combined, and we’re set to pay off our home next month. We also have two teenagers who are both driving,Continue Reading